Dave Ramsey suggests you continue to rent instead of buying a house until you are “ready” according to Dave’s “perfect” plan. Even though I am a fan of Dave Ramsey’s debt snowball program which my wife and I used to eliminate our debt, I disagree with Dave on his “perfect” home purchase plan.
If you are trying to decide whether to rent vs buy or buy now vs pay off debt then you’ll want to watch this video where I run through all the numbers to show you what it will look like either way…15 years down the road.
15 yr vs 30 yr: https://www.youtube.com/watch?v=LjXQRMY2YqY
Save for Down vs Pay Off Debt: https://www.youtube.com/watch?v=siIzMuSUKhc
FHA vs Conventional: https://www.youtube.com/watch?v=5BIIaQlOsis
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