Pre-Qualification versus Pre-Approval

Several years ago most people didn't really care about the difference between a pre-qualification and a pre-approval because there were so many qualified buyers in the home buying market place…

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Free Credit Report

Many people I talk to have heard about getting their FREE credit report at www.freecreditreport.com because they have heard the catchy commercials they have singing about getting their free report. …

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Mortgage Don’ts

I recently received an email from a Lending a Hand reader requesting information on what to avoid throughout the mortgage process to ensure a smooth approval and closing.  Instead of…

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