![Bad credit, but want to buy a home? [HOME LOAN RULES]](https://www.lendingahand.com/wp-content/uploads/Buy-a-Home-without-Great-Credit-sm-300x169.jpg)
Can you buy a home with bad credit? Well, it depends on what you consider to be "bad" but what I can tell you is that you don't need "great"…
![Why I Like FHA Monthly Mortgage Insurance [FHA MIP EXPLAINED]](https://www.lendingahand.com/wp-content/uploads/FHA-MI-Explained-sm-300x169.jpg)
Mortgage insurance gets a bad rap, but I like it, especially FHA's monthly mortgage insurance. Not because it benefits me somehow but because it's good for my clients. I explain…
![Buy a House the Dave Ramsey Way or Now? [15 year comparison]](https://www.lendingahand.com/wp-content/uploads/Dave-Ramsey-vs-Now-sm-300x169.jpg)
Dave Ramsey suggests you continue to rent instead of buying a house until you are "ready" according to Dave's "perfect" plan. Even though I am a fan of Dave Ramsey's…
![Should You Escrow? It Depends! [Escrow Accounts EXPLAINED]](https://www.lendingahand.com/wp-content/uploads/Escrow-Accounts-Explained-sm-300x169.jpg)
Should you escrow your taxes and insurance as a part of your mortgage payment? It depends, and I’ll explain why in this video, Escrow Accounts Explained! When deciding whether to…
![FHA Loan Requirements 2020…SIMPLIFIED! [Top 7 Rules You Need to Know]](https://www.lendingahand.com/wp-content/uploads/FHA-Requirements-300x169.jpg)
FHA is a great loan option to consider when purchasing a home so it is important to know what the FHA loan requirements are to see if it is the…
Conventional is great for those with a 20% down payment but what about First Time Home Buyers who don’t have 20% to put down? Here are 3 Conventional loan programs…
Down Payment Assistance Pros and Cons - whether you should buy now or save a down payment. I share the pros, cons, the good, the bad, the pluses, the minuses.…
Colorado is one of the BEST States for down payment assistance programs. Whether you are a first time home buyer or not there are programs available. HUD has a great…
Would you like to use down payment assistance to buy your next home in Colorado but prefer to use Conventional instead of FHA, VA or USDA? CHFA Preferred may be…
CHFA SmartStep Program is one of the most popular down payment assistance program CHFA offers. It is less restrictive than their CHFA FirstStep Program and has more options for down…